All About Estates

Alternatives to Long Term Care

With the reputation of Long Term Care Homes hitting a new low, it comes as no surprise that seniors want to grow older in their own homes.

A few facts: The number of seniors increased by 4.2 million over the past 38 years. Over the next 22 years Canada will need to accommodate the needs of another 4.2 million, of whom 82 percent will be 75 years of age and older.  If nothing else changes, Long Term Care (LTC) beds would need to double between now and 2041.[1]

 The School of Policy Studies at Queens University in November 2020 published Ageing Well  which highlighted between one in five and one in nine seniors living in LTC could manage in their own homes with adequate home care rather than living in LTC.

The study showed that “1.3 % of GDP is spent on LTC and by 2041 this will increase to 4.2% which will be unaffordable to the government and taxpayers.    Canada spends 0.2% of its GDP on home care, which is the lowest allocation in the 37 OECD member countries”.   Practically speaking for every $1.00 spent on home care, $6.00 is spent on institutional care.  The study also reported that only 6 percent of Canadians receive publicly funded home care services which continues to push frail seniors on a wait list for LTC.

Looking at dollar costs alone, Alternate Level of Care (ALC) beds in hospitals cost about $1,000 daily while LTC is $142/day and  formal homecare is $45/day.   ALC is the term used to describe patients who have to remain in hospital but don’t require hospital level care but have nowhere else to go. For more information on ALC, please read my earlier blog.

In 2014 the C.D. Howe Institute published Paying for the Boomers: Long –Term Care and Intergenerational Equity which documented that the average cost of  institutional care was $ 60,200 per person while formal home care had a price tag of $18,000 per person.

The Ageing Well  study documented “over the next 22 years, the fastest-growing cohort is projected to be 85 to 94-year-olds, growing at an average of 6.4 percent annually, with the 95+ cohort close behind at 5.9 percent. The increase in seniors, particularly those aged 75 and older, will put unprecedented pressure on long-term and healthcare services in Ontario. The need for alternative, expanded, and more cost-effective approaches to continuing care of the elderly is obvious.”[2]

Many of these residences get a failing grade; major renovations are needed.  Actually I would add that many need complete remodeling as well as a major shift in why they exist in the first place.    Canada has 58 care beds per 1000 seniors which is one of the highest number of LTC beds proportional to population[3].  Different countries operate with a different philosophy on how they treat and support their older citizens; Denmark and Japan embrace a culture that supports their older citizens to age at home. If this pandemic showed us anything, is that we are not prepared and we need to think differently.

Just  a reminder, there are  alternatives to both aging alone and needing to rely on long term care and these are worth highlighing.  They include:

1.Naturally Occurring Retirement Communities (NORC)

2. Dementia Friendly Communities

3. Home Share 

happy Monday.

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[1] Ageing Well, Queens University, accessed April 18, 2021

[2] IBID

[3] IBID

About Audrey Miller
About: Audrey Miller, Managing Director of Elder Caring Inc. has over 25 years social work and rehabilitation experience working with older individuals and their families. She advises the financial, insurance, legal and business communities regarding elder care issues. Audrey is a recognized expert in her field. Email: amiller@eldercaring.ca

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