Archive for the ‘Insurance’ Category

Qualified Disability Trusts: The last of the Trusts with Graduated Tax Rates

Thursday, June 4th, 2015

My fellow bloggers have written about the elimination of the graduated tax rate system for testamentary trusts effective January 1, 2016, which means all trusts except the “Qualified Disability Trust” (“QDT”) and the “Graduated Rate Estate” (“GRE”) will be subject to the top rate of tax on income retained in ...

An Afternoon at STEP

Tuesday, June 2nd, 2015

I had the pleasure of presenting as part of a panel discussion at the Toronto STEP conference last week on Elder Care: A Practical Approach. I would like to share some highlights of the session. Most interestingly there was a common theme throughout- that of planning ahead. It also highlighted ...

Elder Care Planning

Friday, October 24th, 2014

A recent Ipsos-Reid report found older Canadians lack confidence in the health-care system’s ability to provide for seniors in the future. With the aging population and strains on the various government systems and agencies for seniors, elder care planning is becoming more crucial. The shift in the demographics of our society ...